Terms and Conditions

Use and Acceptance

This Web site (the "Site") and any services offered and/or provided by JRL Portfolio Management through this Site (the "Services") are offered to you conditioned upon your acceptance without modification of these Terms and Conditions. By using this Site, you agree to these Terms and Conditions. You should periodically review these Terms and Conditions for any updates or changes. Your continued use of this Site shall constitute notice and acceptance of any such changes.

These Terms and Conditions are effective until terminated by either party. If you are dissatisfied with this Site, its contents, or any of the Terms and Conditions, your sole and exclusive legal remedy is to discontinue using the Site.

Authorized Use, Copyrights, and Trademarks

You agree to use this Site for lawful purposes only. This Site may be viewed and its contents downloaded by you only for your own personal non-commercial use or your company's internal use.

The design of this Site, the information contained therein, and the Services are the property of JRL and are protected by copyright, trademark, and other intellectual property and proprietary rights. You must keep intact all copyright, trademark, and other proprietary notices. This Site and its contents may not be displayed, modified, transmitted, reproduced, copied, published or distributed in whole or in part in any manner without the prior written consent of JRL.

Limitation of Liability

JRL shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages that may result from the use of this Site. Although JRL reserves the right to correct any errors, omissions, or inaccuracies in this Site, JRL does not accept any responsibility for the accuracy, reliability, timeliness or completeness of any information presented herein.

JRL also disclaims all liability for any computer viruses or other disabling computer codes that may be loaded into a user's computer when this Site is accessed.

In addition, this Site may contain links to sites owned or operated by independent third parties. Such links are provided for informational purposes only. JRL is not responsible for any content posted on such sites, nor is JRL liable for any damages that may be suffered as a result of the use of such sites, including the kinds of damages referred to above.

Privacy

We at JRL understand that users of this Site are concerned about the privacy of information. JRL has established policies and procedures concerning the collection, use and security of information that will help protect the privacy of users of this Site. Our privacy standards are designed to help us serve our users while maintaining our own strict security standards, and are intended to comply with the data protection laws of the United States.

We will collect information about the Internet Service Providers and the Browsers that visitors use to visit our Site and we will use this aggregated information statistically to serve our users better. This Site does serve cookies. A cookie is a small file that is created to help visitors navigate about a website, and is useful to track the traffic to and at a site and to personalize the website. You may refuse the cookies but certain services on a website may not then function properly.

Security

We cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. However, our Site will collect and store personal details using Secure Socket Layer (SSL) protocol, a secure server and security protocol to help safeguard the information you provide while interacting with you on certain pages within the website. This encrypts your information so a third party cannot easily read the information while in transit.

Electronic Message and E-Mail Security - Messages traveling through the Internet using your Internet provider's e-mail process are subject to viewing, alteration and copying. We are not responsible for the security or confidentiality of communications you send to this Site through the Internet using the e-mail process.

Indemnity

By using this Site, you agree that if you violate any of these Terms and Conditions and JRL suffers damages, losses, or costs as a result of or in conjunction therewith, you will compensate JRL for such damages, losses and costs.

Miscellaneous

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Connecticut, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms and Conditions shall be filed only in the state or U.S. federal courts located in Connecticut, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

If any part of these Terms and Conditions is ruled to be unenforceable, then such part shall be severed, with the remainder of these Terms and Conditions remaining in full force and effect.